SWP is a facility offered by mutual funds that allows investors to withdraw a fixed amount from their investment at regular intervals (monthly, quarterly, etc.). It is commonly used to:
A SWP (Systematic Withdrawal Plan) Calculator is a financial tool that helps investors estimate the amount they can regularly withdraw from their mutual fund investment while still maintaining or managing the remaining balance over time.
₹10,00,000
This is the lump sum amount you invested in the mutual fund at the start of your SWP.
₹12,00,000
This is the total amount you have withdrawn systematically over the chosen duration.
₹1,79,000
This is the balance amount left in your investment after all withdrawals and interest earnings.
No, you can determine the monthly withdrawal amount as per requirements. You have to just choose between annual fixed amount and quarterly withdrawals.
An SWP calculator estimates the total withdrawal amount, remaining balance, and interest earned based on your initial investment, withdrawal frequency, duration, and expected return rate. It helps plan a stable income stream from mutual funds.
SWP calculators offer good estimates based on assumed return rates, but actual results may vary due to market fluctuations. They are useful for planning but not guaranteed predictions.
Yes, most mutual funds allow you to modify the withdrawal amount or frequency by submitting a request. Check with your mutual fund provider for their specific terms.
SWP from mutual funds may offer better post-tax returns compared to FDs, especially for long-term investments. However, FDs offer fixed returns and are safer. SWP is suitable for those comfortable with market-linked returns.
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