1. Company Information
Kosamattam Finance Limited is a non-banking financial company (NBFC) incorporated in 1987 and registered with the Reserve Bank of India to carry out lending activities without accepting public deposits. The company primarily focuses on providing financial services such as gold loans and other secured lending solutions to individuals and businesses. Over the years, it has built a strong presence through its customer-centric approach, extensive branch network, and experienced management. With a focus on sustainable growth, prudent risk management, and financial inclusion, the company aims to expand its lending portfolio and strengthen its position in the Indian financial services sector.
Company Strengths
1. Strong expertise in gold loan financing – The company has long-standing experience in gold-backed lending, which provides relatively lower credit risk due to secured collateral.
2. Established brand and customer trust – Years of operations have helped build a reliable reputation, supporting customer loyalty and repeat business.
3. Extensive branch network – A wide physical presence enables better customer reach, especially in semi-urban and rural markets.
4. Prudent risk management practices – Focus on secured lending and disciplined credit evaluation helps maintain asset quality and financial stability.
5. Growth potential in financial inclusion – Rising demand for quick credit and increasing financial penetration in India create strong opportunities for future expansion.
2. Rating:
“IND A/Stable”
3. Kosamattam Finance Limited NCD Registrar
https://www.kfintech.com/
Selenium Tower B, Plot No – 31 & 32,
Financial District, Nanakramguda, Serilingampally,
Hyderabad Rangareddi, 500 032,
+91 40 6716 2222
kosamattam.ncd@kfintech.com
https://ipostatus.kfintech.com/