Introduction
Sammaan Capital Limited has launched its new NCD issue in July 2025 under Tranche IV, providing secured, redeemable, non-convertible debentures with good returns of up to 9.95% per annum. These NCDs are supported by solid credit ratings from CRISIL and ICRA, making them a safe choice for those investors seeking fixed and consistent returns. With multiple tenure options and monthly and annual interest payment options, this NCD aims to suit a wide range of investments.
Here in this post, we'll walk you through all the key fact-points - from advantages to application procedures so that you can determine whether this NCD is suitable for your portfolio and investment objectives.
Key Features of Sammaan Capital NCD
| Feature |
Details |
| Issuer |
Sammaan Capital NCD |
| Issue Opening Date |
July 15, 2025 |
| Issue Closing Date |
July 28, 2025 |
| Minimum Investment |
10,000 (10 NCDs of 1,000 each) |
| Tenure Options |
24, 36, 60, 84, and 120 months |
| Interest Payment |
Monthly or Annual |
| Interest Rate (Coupon) |
Up to 9.95% per annum ( based on tenure) |
| Interest Rate (Coupon) |
9.30% p.a. (based on tenure and series) |
| Type of Instrument |
Secured, Rated, Listed, Redeemable NCDs |
| Depositories |
NSDL and CDSL |
| Credit Rating |
CRISIL AA/Stable, ICRA AA/Stable |
| Mode of Allotment |
Demat only |
| Listing |
BSE |
Why Invest in Sammaan Capital NCD?
1. Attractive Interest Rates
Investors can earn up to 9.95% annually, which is significantly higher than bank FDs.
2. Secured Investment
These NCDs are secured, meaning they are backed by the company’s assets, providing better capital safety.
3. Multiple Tenure Choices
From 24 to 120 months, investors can pick a duration that matches their financial goals.
4. Reliable Issuer
From 24 to 120 months, investors can pick a duration that matches their financial goals.
5. Flexible Payouts
Monthly and annual interest payout options suit both regular income seekers and long-term investors.
Who Should Invest?
This NCD issue is ideal for-
- ● Conservative investors who prefer fixed-income over market volatility
- ● Investors with medium to long-term goals, such as children’s education or retirement planning
- ● Tax planners who want predictable, taxable income and are okay with the post-tax returns
How to Apply for Sammaan Capital NCD Online?
1. Visit the Application Page
Go to the official RR Finance NCD page - Samman Capital NCD July 2025
2. Enter Your Basic Details
Fill in your name, mobile number, and PAN number carefully.
3. Choose Your Preferred Scheme
Select the NCD series/tenure you want to invest in, such as 24, 36, 60 or 120 months.
4. Verify and Confirm
Select the NCD Re-check your details before proceeding to payment.
5. Pay Securely via UPI Modes
Complete your investment using UPI or other available online payment modes.
6. Allotment and Confirmation
Once processed, you will receive the NCD units directly in your Demat account.
Conclusion
The Sammaan Capital NCD Tranche IV is a strong offering for those looking for secure, regular returns in an uncertain market. With a proven track record, solid credit ratings, and interest rates reaching 9.95%, it offers an appealing choice for fixed-income investors. However, like all investments, make sure to assess your risk profile, liquidity needs, and financial goals before committing.
Frequently Asked Questions (FAQs)
You can start with just ₹10,000 (10 NCDs of ₹1,000 each).
These NCDs are secured and rated AA/Stable by CRISIL and ICRA, offering a fair level of safety. However, they are still subject to issuer risk.
The highest yield is 9.95% annually for a tenure of 120 months.
No, applications are allowed only through a Demat account.
They will be listed on the BSE within 6 working days from the issue closure date.
Those who need high liquidity or prefer tax-efficient returns may explore alternatives like debt mutual funds or tax-saving bonds.