Introduction
The Adani Enterprises NCD July 2025 is a secured investment product introduced by Adani Enterprises Ltd, a well-known name in the Adani Group. These Non-Convertible Debentures (NCDs) are best suited for investors seeking a stable income, safe capital, and flexible options of tenure such as 24, 36, and 60 months. The best part of this offer is that they provide competitive interest rates upto 9.30% per annum, based on the series you choose.
In this post, we'll take you through all the key facts - from features and benefits to application steps so you can decide if this NCD fits your financial goals.
Key Features of Adani Enterprises NCD
| Feature |
Details |
| Issuer |
Adani Enterprises Limited |
| Issue Opening Date |
July 9, 2025 |
| Issue Closing Date |
July 22, 2025 (Tentative or till early closure) |
| Minimum Investment |
10,000 (10 NCDs of 1,000 each) |
| Tenure Options |
24 months, 36 months, 60 months |
| Interest Rate (Coupon) |
24 months, 36 months, 60 months |
| Interest Rate (Coupon) |
9.30% p.a. (based on tenure and series) |
| Type of Instrument |
Secured, Rated, Listed, Redeemable NCDs |
| Depositories |
NSDL and CDSL |
| Credit Rating |
“Care AA-; Stable” and “[ICRA]AA- (Stable)” |
| Mode of Allotment |
Demat only |
| Interest Payment |
Monthly, Annual, or Cumulative (as per series selected) |
Why Invest in Adani Enterprises NCD?
Backed by a Trusted Brand
Adani Enterprises is a diversified and trusted name in India’s infrastructure and energy sector. Its presence and leadership in critical sectors add confidence to the NCD offering.
Higher Interest Rates
With returns of up to 9.30% p.a., these NCDs are offering significantly better yields compared to traditional bank FDs and savings instruments.
Secured Investment
Being a secured NCD, your capital is backed by assets pledged by the company—offering better protection compared to unsecured bonds.
Flexible Investment Tenures
Investors can choose from multiple tenures, making it suitable for both short-term and medium-term financial goals.
Who Should Invest?
● Risk-conscious investors looking for predictable returns.
● Senior citizens seeking regular monthly income.
● Investors looking to diversify beyond equity or mutual funds.
● Tax planners, especially those in lower tax brackets.
How to Apply for Adani Enterprises NCD?
Applying for the Adani Enterprises NCD through RR Finance is quick and easy. Just follow these simple steps -
1. Visit the Application Page
Go to the official RR Finance NCD page - Adani Enterprises NCD July 2025
2. Enter Your Basic Details
Fill in your name, mobile number, and PAN details carefully.
3. Choose Your Preferred Scheme
Select the NCD series/tenure you want to invest in, such as 24, 36, or 60 months.
4. Verify and Confirm
Select the NCD Double-check your details before proceeding to payment.
5. Pay Securely via UPI
Complete your investment using UPI or other available online payment modes.
6. Allotment and Confirmation
Once processed, you will receive the NCD units directly in your Demat account.
Conclusion
The Adani Enterprises NCD issue is a good choice for individuals seeking fixed, secured returns from a well-established company. While the returns are above average for most fixed deposits, always keep your risk tolerance and portfolio allocation in mind before putting in your money.
If you're looking for a secure, fixed-income investment, this might be a well-placed strategic addition to your portfolio.
Frequently Asked Questions (FAQs)
A: You can start with 10,000 (10 NCDs of 1,000 each).
A: They are secured NCDs, which offer better protection, but investors must still consider credit ratings and issuer risk.
A: Interest is paid monthly, annually, or cumulatively, depending on the series selected.
A: Yes, they are listed on stock exchanges, but liquidity might vary.
A: Yes, interest earned is added to your income and taxed as per your applicable slab.