1. Company Information

Incorporated in 1991, Tata Capital is the flagship financial services company of the Tata group and a subsidiary of Tata Sons Private Limited. Tata Capital is categorised as an Upper Layer NBFC by the RBI.The company has an extensive pan-India distribution network comprising 1,516 branches across 27 States and Union Territories, as at June 30, 2025. The company’s branch network has grown at a CAGR of 58.3% from March 31, 2023, to June 30, 2025. The company’s branch network is supported by 30,000 DSAs, 400 OEMs, 8,000 dealers and 60+ digital partners.The company has a well-diversified liability base supported by a credit rating of AAA from CRISIL, ICRA, CARE and India Ratings. As per the CRISIL report, this is the highest possible credit rating that can be assigned to any NBFC in India.The company has a track record of sustained growth while maintaining its asset quality. Its Gross Stage 3 Loans Ratio of 2.1%, Net Stage 3 Loans Ratio of 1.0% and Provision Coverage Ratio (“PCR”) of 53.9% are among the best across large diversified NBFCs in India as at June 30, 2025.

2. Competitive Strengths

1) Flagship financial services company of the Tata group, with a legacy of over 150 years
2) Third largest diversified NBFC in India, with the most comprehensive lending product suite
3) Omni-channel distribution model, comprising the company’s pan-India branch network, partnerships and digital platforms
4) Prudent risk culture and robust credit underwriting and collections capabilities, resulting in stable asset quality
5) Digital and analytics at the core of the business, driving high-quality experience and business outcomes
6) Highest credit rating with a diverse liability profile
7) Consistent track record of strong financial performance highlighted by attractive asset quality

3. Tata Capital IPO Registrar

MUFG Intime India Pvt.Ltd.

Phone:+91-22-4918 6270
Email: tatacapital.ipo@in.mpms.mufg.com
Website:   https://linkintime.co.in