CAPRI GLOBAL CAPITAL Limited

CAPRI GLOBAL CAPITAL LIMITED NCD

Issue Size (Net)

up to Rs.400 Crore

Credit Ratings

“ACUITE AA | Stable & “IVR AA/ Positive”

Issue Opening Date

September 30, 2025

Issue Closing Date

October 14, 2025

ROI Chart Term Sheet Company Highlights Financials Highlights Prospectus

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI
Frequency of Interest Payment	Monthly	Annual	Monthly	Annual	Annual	Annual
Tenor	18 Months	18 Months	36 Months	36 Months	60 Months	120 Months
Coupon (% per annum) for NCD Holders in all Categories of Investors	8.55%	8.90%	8.9%	9.25%	9.45%	9.7%
Effective Yield (% per annum) for NCD Holders in all Categories of Investors	8.89%	8.96%	9.27%	9.24%	9.44%	9.69%
Amount (Rs. / NCD) on Maturity for all Categories	Rs.1000	Rs.1000	Rs.1000	Rs.1000	Rs.1000	Rs.1000
Put and Call Option	Not Applicable
The Company shall allocate and allot Series V NCDs wherein the Applicants have not indicated the choice of the relevant NCD Series.

1.Company Information

Capri Global Capital Limited is a well-diversified, retail-focused, systemically important non-deposit taking NBFC in India, offering secured and collateralized loans across MSME, housing, gold and construction finance segments. The Company has also expanded into Micro LAP, indirect lending, and distribution of new car loans through its wholly-owned subsidiary. With a consolidated AUM of ₹247,528.31 million as of June 30, 2025, the Company has achieved robust growth at a CAGR of 48.83% between FY23 and FY25. Disbursements grew at a CAGR of 80.61% during the same period, while PAT registered a CAGR of 52.91%. Its gold loan, MSME and housing finance businesses cater largely to self-employed and salaried individuals with limited access to formal credit channels. Capri Global is planning to enter into financial services and stock broking business through new subsidiaries and holds an IRDAI composite license to distribute insurance products in partnership with 18 insurers. The Company’s third-party new car loan distribution business originated loans worth over ₹105,518.76 million in FY25. With a wide presence across 19 states through 1,138 branches and a workforce of 11,546 employees, Capri Global continues to strengthen its customer base of over 0.56 million. Supported by dedicated technology centres in Gurugram, Bengaluru and Noida, it is investing in in-house digital and data science capabilities

2. Rating:

“ACUITE AA | Stable & “IVR AA/ Positive”

3.CAPRI GLOBAL CAPITAL NCD 2025 Registrar

Link Intime India Private Ltd

C 101, 247 Park, L.B.S.Marg,

Vikhroli (West), Mumbai - 400083

Phone:04067162222, 04079611000

Email:capriglobal.ncd2025@in.mpms.mufg.com

Website: https://linkintime.co.in/initial_offer/public-issues.html

CAPRI GLOBAL CAPITAL Limited Financial Information (Restated Consolidated)

Assets	FY25	FY24	FY23
Property, Plant and Equipment	3,444.93	3,686.79	3,082.86
Financial Assets	201,628.32	145,892.91	112,566.22
Non-financial Assets	23,939.86	22,080.56	1,778.73
Total Assets	208,113.11	151,649.96	117,946.15

Liabilities

Financial Liabilities	FY25	FY24	FY23
Derivative Financial Instruments	556.84	116.65	75.72
Trade Payables	1,651.96	1,522.08	1,112.46
Debt Securities	6,780.41	5,900.57	4,174.00
Borrowings	10,681.62	10,547.49	8,277.85
Lease Liabilities	2,589.01	2,591.66	1,928.87
Other Financial Liabilities	42,170.48	20,472.10	7,308.79
Non-Financial Liabilities
Current tax liabilities (net)	410.69	245.53	12.92
Provisions	1,157.07	930.00	354.30
Deferred tax liabilities (net)	0.00	0.00	0.00
Other non-financial liabilities	225.07	146.48	112.92
Total Equity	43,040.97	38,465.71	35,654.66
Total Equity and Liabilities	208,113.11	151,649.96	117,946.15

PROFIT & LOSS ACCOUNT (₹ Millions)

Line Item	FY25	FY24	FY23
Revenue from operations	32,178.25	29,128.57	14,946.37
Other Income	323.06	313.40	497.53
Total Income	32,508.36	29,441.97	15,443.90
Total Expense	26,175.18	27,137.16	13,039.25
Profit after tax for the year	6,875.33	2,794.62	2,404.65

Additional Information (₹ Millions)

Item	FY25	FY24	FY23
Net Worth	43,040.97	38,465.71	35,654.66
Cash and Cash Equivalents	15,055.48	6,396.49	9,784.20
Investments	181,015.42	139,681.23	94,757.73
Total Debts to Total Assets	10.69%	11.39%	11.89%
Interest Income	16,055.08	8,257.81	5,672.98
Interest Expense	26,075.48	19,890.33	11,612.93
Impairment on Financial Instruments	865.76	919.82	541.88
Bad Debts to Loans	372.76	199.33	570.47

Issuer	Capri Global Capital Limited
Instrument	Secured Redeemable Non-Convertible Debentures (NCDs)
Issue Opens on	Tuesday September 30, 2025
Issue Closes on	Tuesday October 14, 2025
Issue Size	Rs. 200 Crore with an option to retain oversubscription up to Rs.200 Crore aggregating upto to Rs.400 Crore
Issue Price / Face Value	Rs.1,000/- per NCD
Minimum Application	Rs.10,000/- (10 NCD) and in multiples of Rs.1,000/- (1 NCD) thereafter.
Credit Rating	“ACUITE AA \| Stable & “IVR AA/ Positive”
Registrar	MUFG Intime India Private Limited.
Listing	The NCDs are proposed to be listed on BSE
Category	I - Institutional	II - Non-Institutional	III - HNI	IV - Retail
Category Allocation	25%	25%	20%	30%
Put/Call Option	N.A
Mode of Allotment	Compulsorily in dematerialized form.
Allotment	First Come First Serve Basis
Depositories	NSDL and CDSL

Specific Terms for Each Series of NCDs
Series	I	II	III	IV	V	VI
Frequency of Interest Payment	Monthly	Annual	Monthly	Annual	Annual	Annual
Tenor	18 Months	18 Months	36 Months	36 Months	60 Months	120 Months
Coupon (% per annum) for NCD Holders in all Categories of Investors	8.55%	8.90%	8.9%	9.25%	9.45%	9.7%
Effective Yield (% per annum) for NCD Holders in all Categories of Investors	8.89%	8.96%	9.27%	9.24%	9.44%	9.69%
Amount (Rs. / NCD) on Maturity for all Categories	Rs.1000	Rs.1000	Rs.1000	Rs.1000	Rs.1000	Rs.1000
Put and Call Option	Not Applicable
The Company shall allocate and allot Series V NCDs wherein the Applicants have not indicated the choice of the relevant NCD Series.

Prospectus File

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