1.Company Information

Arka Fincap Ltd (‘Arka’) is a non-deposit taking, non-banking financial company (Middle Layer) headquartered in Mumbai.It was incorporated as Kirloskar Capital Limited on 20th April, 2018 as a Public Limited company under the Companies Act, 2013. It changed its name to Arka Fincap Limited as on 28th June, 2019.The company is a professionally managed organization part of the Kirloskar Group, primarily engaged in providing structured term financing solutions to corporates, real estate & urban infra financing, loans to MSME and personal finance loans to borrowers in India.Arka’s distribution network included approximately 150 personnel in its in-house sales team, and approximately 700 third-party direct sales associates and other third-party intermediaries who are empaneled with Arka. It also has tie-ups with 4 fintech companies and 2 NBFCs for co-lending. It is present in 11 states i.e. Maharashtra, Karnataka, Delhi, Tamil Nadu, Uttar Pradesh, Haryana, Rajasthan, Madhya Pradesh, Andhra Pradesh Telangana and Gujarat and operate out of 26 branch offices.

2.Competitive Strengths:

Strategic importance to, and expectation of strong support from KOEL

Adequate capitalization for initial stages of operations

Customer-Centric business model resulting in high customer retention

High Asset quality achieved through Robust credit assessment and risk management framework

Well diversified funding profile

Highly Motivated, professional and experienced management team