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Bajaj Housing Finance IPO Day 2: Latest GMP, Subscription Update, Review, and Key Insights – Is It Worth Applying?

10 September, 2024

Bajaj Housing Finance Limited (BHFL) launched its initial public offering (IPO) on Monday, with the issue open for subscription until Wednesday, 11th September 2024. The IPO has garnered strong interest from investors in the primary market. The price band for the offering is set between ₹66 and ₹70 per share.

Bajaj Housing Finance IPO Day
Bajaj Housing Finance IPO GMP Today

Following strong investor demand, the grey market sentiment has turned bullish on the IPO. Stock market experts report that the Bajaj Housing Finance IPO GMP today stands at ₹59, an increase of ₹4 from Monday’s GMP of ₹55.

Bajaj Housing Finance IPO Subscription Status

According to BSE data, by 11:06 AM on day two of bidding, the Bajaj Housing Finance IPO was subscribed 3.00 times. The retail portion was subscribed 2.35 times, the NII segment 6.74 times, and the QIB segment 1.08 times.

Bajaj Housing Finance has allocated equity shares worth up to ₹500 crore under the shareholders' quota, reserved for individuals and Hindu Undivided Families (HUFs) holding public shares in the company's promoters. Besides the usual reservations for retail, institutional, and non-institutional investors, the IPO also includes a dedicated quota for these shareholders.

In IPOs where the parent companies are already listed, a shareholders' quota is typically offered as a special benefit to reward existing shareholders of the parent company.

Bajaj Housing Finance, a non-deposit housing finance company, has been offering mortgage loans since FY 2018. It is a subsidiary of the Bajaj Group, backed by Bajaj Finserv Ltd and Bajaj Finance Ltd. According to reports, Bajaj Housing Finance is fully owned by Bajaj Finance, in which Bajaj Finserv holds a 51.34% stake.

Bajaj Housing Finance IPO Details

The Bajaj Housing Finance IPO includes an Offer for Sale (OFS) of equity shares by its parent company, Bajaj Finance, amounting to ₹3,000 crore, along with a fresh issue of equity shares worth up to ₹3,560 crore.

The purpose of the share offering is to comply with the Reserve Bank of India's (RBI) directive for upper-layer non-banking financial companies (NBFCs) to be listed on stock exchanges by September 2025.

The company plans to use the proceeds from the fresh issue to strengthen its capital base and meet future capital requirements.

Conclusion:

These IPOs present exciting investment opportunities across various sectors. However, investors should conduct thorough due diligence, considering financials, market prospects, and company fundamentals before making investment decisions. With careful analysis, investors can capitalize on these offerings and potentially reap significant rewards in the evolving market landscape.

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Disclaimer - Investment in Initial Public Offerings (IPOs) is subject to market risks. Read all documents carefully before investing.

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