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General Insurance comprises of insurance of property against fire, burglary etc,
personal insurance such as Accident and Health Insurance, and liability insurance
which covers legal liabilities. There are also other covers such as Errors and Omissions
insurance for professionals, credit insurance etc.
Non-life insurance companies have products that cover property against Fire and
allied perils, flood storm and inundation, earthquake and so on. There are products
that cover property against burglary, theft etc. The non-life companies also offer
policies covering machinery against breakdown, there are policies that cover the
hull of ships and so on. A Marine Cargo policy covers goods in transit including
by sea, air and road. Further, insurance of motor vehicles against damages and theft
forms a major chunk of non-life insurance business.
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