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The Simple Financial Calculator is useful for calculating the Time Value of Money
(TVM) in one time transactions. It is helpful to know what your money will be worth
at any point in time.
A key concept of TVM is that a single sum of money or a series of equal, evenly-spaced
payments or receipts promised in the future can be converted to an equivalent value
today. Conversely, you can determine the value to which a single sum or a series
of future payments will grow to at some future date.

Example: If one want to know the future value of a deposit for Rs 10000 that
have the tenor of 3 years pays Interest @8% annually, compounded monthly.
Enter Rs. 10000 as the present value, 8.00 as the interest rate, 3 as the number
of years, and 12 as the number of periods. Click F to find the Future Value of this
investment. At the end of 3 year, the Future Value would be Rs. 12702