| RATE
LIST - GOVT. COMPANIES / PSUs/SUBSIDIARIES FOR THE QUARTER JULY TO SEPTEMBER 2010 |
| COMPANY |
RATING |
Min. Deposit Amt. |
RATE OF INTEREST |
REMARKS |
| 12 |
24 |
36 |
48 |
60 |
72 |
84 |
| Canfin Homes Ltd. |
MAA |
|
6.75 |
7.25 |
7.50 |
7.50 |
7.50 |
7.50 |
7.50 |
|
| Canfin Homes Ltd |
MAA |
|
6.25 |
6.25 |
6.25 |
6.25 |
6.25 |
6.25 |
6.25 |
Above RS. 1 Crore (Approval Reqd.) |
| Deutsche Postbank Home Finance Limited |
“MAA+” from ICRA |
20000 |
7.75 |
8.25 |
8.75 |
8.75 |
8.75 |
|
|
(0.25% extra for Senior Citizens) (Required Approval above 20 Lacs) |
| Hudco (Ind/Trust) |
CRISIL "FAA" ICRA "MAA" |
|
7.25 |
7.50 |
7.75 |
7.75 |
8.25 |
8.25 |
8.25 |
(0.25% extra for Senior Citizens) (Required Approval above 25 Lacs) |
| National Housing Bank (Sunidhi) |
CRISIL "FAAA" |
50000*10000 |
7.25 |
7.50 |
8.00 |
|
8.25 |
|
|
(0.50% Senior Citizens) Retail Investotrs above 1lac-0.10% extra (Required Approval above Rs. 1 Crore) |
| Nhb Suvridhi(Tax Saving) (ind/huf only) |
|
10000*10000 |
|
|
|
|
8.25 |
|
|
0.50% Senior Citizens, Max limit upto 1 Lac in a fin. Year, Approval Required |
| Pnb Housing |
CRISIL "FAA+" |
20000 |
7.50 |
7.50 |
8.00 |
8.00 |
8.25 |
8.25 |
8.25 |
(0.50% Senior Citizens) |
| Sardar Sarover ( Individual ) |
|
|
|
|
8.00 |
|
|
|
|
|
| Sardar Sarover( Others ) |
|
|
|
|
8.00 |
|
|
|
|
|
| Sardar Sarover ( Others ) (Non cummulative) |
|
|
5.50 |
6.50 |
8.00 |
|
|
|
|
|
| Sardar Sarover Non-Cumulative |
|
|
5.50 |
6.50 |
8.00 |
|
|
|
|
|
| Sidbi ( Individuals & Huf ) (Trust) |
"AAA" by CARE |
10000*1000 |
12 to 13 (6.50) |
(14-36)7.00 |
(37 to 60) 7.50 |
|
(0.50% Senior Citizens) |
|
RATE LIST- NBFC"S /HOUSING FINANCE COMPANIES FOR THE QUARTER JULY TO SEPTEMBER 2010
|
| COMPANY |
RATING |
Min. Deposit Amt. |
RATE OF INTEREST |
REMARKS |
| 12 |
24 |
36 |
48 |
60 |
72 |
84 |
| Dewan Housing Finance |
care (AA+) IND 'AA'(FD) |
2000*1000 |
9.00 |
9.10 |
9.25 |
9.00 |
9.00 |
9.00 |
9.00 |
(0.25% extra for Deposit Rs.25 Lac and above) (0.25% for sr citizen) |
| Exim Bank (IND/HUF only) |
CRISIL "FAAA" / ICRA "MAAA" |
10000*1000 |
6.75 |
6.75 |
7.50 |
7.50 |
7.50 |
|
|
Ind/Huf (0.50% for sr citizen)Required Approval above 50 Lacs) |
| Exim Bank (Corporate & Other) |
FAAA |
10000*1000 |
5.25 |
5.25 |
6.00 |
6.00 |
6.00 |
|
|
(Required Approval above 50 Lacs) |
| First Leasing - (Yrly Option) |
AA |
|
8.00 |
8.50 |
8.75 |
|
|
|
|
(18M)-8.25 |
| Icici Home Finance |
MAAA |
An-10000 Qtrly-20000 Mth-40000 |
7.10 |
7.6 |
7.75 |
7.75 |
7.75 |
|
|
Upto Rs. 1 Cr (0.25% for sr citizen) |
| HDFC (Individual) |
CRISIL "FAAA" / ICRA "MAAA" |
20000 |
7.15 |
7.50 |
7.75 |
7.75 |
8.25 |
8.25 |
8.25 |
(0.25% for sr citizen) (compounded annually) (Required Approval above Rs. 1 Crore) |
| HDFC (Trust) |
CRISIL "FAAA" / ICRA "MAAA" |
20000 |
7.15 |
7.50 |
7.75 |
7.75 |
8.00 |
8.00 |
8.00 |
compounded annually, Required Approval above Rs. 1 Crore |
| Lic Housing Finance |
|
|
6.75 |
7.25 |
7.50 |
|
8.00 |
(18M)-6.80 |
Required Approval above 1 Crore |
| Gruh Finance |
FAA+ (CRISIL) & MAA+ (ICRA) |
1000 |
7.00 |
7.25 |
7.50 |
7.50 |
7.75 |
7.75 |
7.75 |
(Ind. Dept Min.1000) ( Monthly =20,000, Qtrly & Annual = 2000) (0.25% for sr citizen & Trust) |
| Sundaram Home Finance |
MAA+ |
10000*1000 |
7.50 |
8.00 |
8.50 |
|
|
|
|
|
| Tamilnadu Power Finance (Individual) |
|
10000 |
7.75 |
8.25 |
8.75 |
8.75 |
8.75 |
|
|
(accepts DD)(0.25% for sr citizen) |
| Tamilnadu Power Finance (Other) |
|
|
7.50 |
7.50 |
7.75 |
7.75 |
7.75 |
|
|
|
| PERIOD |
|
|
15M |
30M |
45M |
|
|
|
|
|
| HDFC (Special Scheme) |
FAAA |
|
7.25 |
7.60 |
7.85 |
|
|
|
|
(0.25% for sr citizen) (Compounded Annually) |
| DHFL Swayam Sidha Scheme |
AA+ (CARE),FAAA(BWR), P1 + (CRISIL |
Interest Rate - 9.10% |
|
|
| Women depositors in the segments such as Senior Citizens , Widows, Armed Forces Personnel, DHFL shareholders and DHFL Home Loan Borrowers will get additional interest rates of 0.25% p.a. over and above the 9.10% p.a.
|
|
| ONLY RENEWALS |
| COMPANY |
RATING |
Min. Deposit Amt. |
RATE
OF INTEREST |
REMARKS |
| 12 |
24 |
36 |
48 |
60 |
72 |
84 |
| Bajaj Auto Finance |
|
|
|
|
6.50 |
|
|
|
|
|
| Birla Home Finance Ltd. |
MA |
|
6.25 |
6.25 |
6.50 |
6.75 |
7.00 |
|
|
|
| Bpcl (F/R) |
|
25000 |
5.50 |
|
6.25 |
|
|
|
|
|
| Fact Ltd (Ind/ Trust ) |
|
|
10.00 |
10.50 |
11.00 |
|
|
|
|
|
| Gujarat State Fert. Corpn. ( R) |
FAAA |
|
7.25 |
7.75 |
8.25 |
|
|
|
|
|
| Jaybharat Credit Finance Ltd |
|
|
7.00 |
8.00 |
10.00 |
10.00 |
10.00 |
|
|
|
| Jaybharat Credit Finance Ltd - |
|
|
|
|
11.00 |
11.00 |
11.00 |
|
|
Senior Citizen |
| Ktdfc |
|
|
9.00 |
9.00 |
9.25 |
9.25 |
9.25 |
|
|
(0.25% for sr citizen) Above Rs. 25 Lakhs |
| Ktdfc |
Corporate |
|
9.25 |
9.25 |
9.50 |
9.50 |
9.50 |
|
|
(0.25% for sr citizen) Above Rs. 25 Lakhs |
| Ntpc |
FAAA |
|
6.25 |
6.50 |
6.75 |
|
|
|
|
|
|
| NABARD- BNB (MAY 2010) |
AAA by CARE & CRISIL |
47500 |
Issue Price 9500 (maturity Rs.20,000/-) |
|
| Capital Gain Bonds:( Tax Saving u/s 54EC) |
| REC – (Rural Electrification Corporation Ltd) |
| Minimum Amount |
Amt. Rs. 10000 |
| Minimum Bond |
1 (one) Bond |
| Period |
3 years (lock in) |
| Rate of interest |
6.00% p.a. |
| No TDS. |
|
| NHAI – NATIONAL HIGHWAY AUTHORITY OF INDIA |
| Minimum Amount. |
Rs. 10000 |
| Minimum Bond & Multiple |
1 Bonds |
| Period |
3 years ( lock in) NO TDS |
| Rate of interest |
6.00% p.a. |
| Govt. of India Saving
Bonds - *8% Taxable in ( SBI / PNB / ICICI / IDBI / HDFC / UTI BANK ) |
| Minimum Amount |
1000*1000 |
| Period |
6 years |